Like the word itself, most people’s resolutions are so vague that it’s no wonder that less than 10 percent of the population actually follows through. Don’t fall into this trap and make a bad resolution just so that you can feel guilty come February. Here’s how to avoid making the three worst New Year’s Resolutions, and instead set achievable goals that will change your life for the better.
Want to lose those extra 10 or 20 pounds that are hiding under your hoodie? Don’t we all. Unfortunately, just saying you “want to lose weight this year” is terrible. Even getting more specific and specifying the total amount of weight you want to lose isn’t a great resolution. It’s a good long-term goal, but you will be more successful and stay motivated if you break it down into smaller milestones that are bound by time. So instead of just resolving to lose weight, say something like “I’m going to lose one pound every week until June.”
Save more money.
According to Fidelity Investments, 37 percent of Americans made a financial resolution for 2016. That number is expected to increase for 2017. You won’t find more Benjamins in your bank account, however, without once again being more specific. What are you saving for? Retirement? Unexpected expenses? The purpose of your savings plays a role in how you go about budgeting and saving. To stick to your financial resolution:
- Set an amount that you want to save each month
- Use an app like Level Money or Mint to calculate expenses and see your overall financial health
- Have consequences for breaking your budget
Financial goals are important, and if you set them properly they are easier to achieve than you might think.
Live life to the fullest.
What does this even mean? You’ll continue to sleepwalk through 2017 if you say something like this. Instead, make a bucket-type list of things you want to do each month and start checking them off. Try a new coffee shop on the way to work? Check. Get certified to scuba dive? Check. Take a much-needed vacation? Check. And don’t forget to include simple, everyday things that make you happy on your list as well. A Netflix binge is occasionally fun, but chances are you’ll be more energized when you read more books or go hiking once a week.